国际贸易实务-6 INSURANCE范文.pptxVIP

6 INTERNATIONAL CARGO TRANSPORTATION INSURANCE Understanding:Risk, Average and ExpensesCargo insurance clause of PICC (CIC)and ICCInsurance documentsInsurance contract partiesGrasp:General Average, Particular AverageInsurance coverage of Basic Risk and Additional RiskSue Labour charges, Salvage ChargesW/W ClauseInsurance document’s type, characteristics and functionAbandonment and Subrogation RightThe calculation of insured value insurance amountThe conversion between the price of different trade termsMarine Cargo Insurance CoverageRiskPerils of the SeaNatural CalamitiesHeavy WeatherLightningTsunamiWashing OverboardFloodEarthquakeVolcanic EruptionEntry of sea, lake or river water into vessel craft, hold, conveyance, container, or place of storageFortuitous AccidentsFireExplosionGroundingStrandingSunkCollisionCapsizedJettisonSling LossExtraneous RiskGeneral Extraneous RisksSpecial Extraneous RisksAverageTotal LossActual Total LossConstructive Total LossPartial LossGeneral AverageParticular AverageNecessary condition for the General AverageDanger actually exists and is inevitableDanger is common; the measures are reasonableSacrifice is the result of intentional acts; Costs are extraLoss is the loss of extraordinary circumstances《York-Antwep Rules》《Beijing G.A. Settlement Rules》Survived the underlying value(Insurance value of the subject stated on the policy)General Average Contribution After the general average occurred, every sacrifice and expense fall within the scope of general average, which all need through the adjustment of general average, and be apportioned with ratio by the rescued beneficiaries (ship, cargo and freight revenue side) according to the original value of the salved.Particular AverageOnly involves the unilateral loss of the ship’s or the owner of the goods’ interestsThe differences between General Average and Particular AverageGeneral AverageParticular AverageCaused by different reasonsNatural calamitiesFortuitous accidentsExtraneous riskHuman