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2013年全国硕士研究生入学统一考试英语 (二)试题
SectionIUseofEnglish
Directions:
Readthe followingtext.Choosethe bestword (s) foreach numberedblank and mark
A,B, CorD onANSWER SHEET 1. (10points)
Given the advantages of electronic money, you might think that we would move quickly to
the cashless society in which all payments are made electronically.1, a true cashless society is
probably not around the corner. Indeed, predictions of such a society have been2for two decades
but have not yet come to fruition. For example, Business Week predicted in 1975 that electronic
means of payment “would soon revolutionize the very3of money itself,” only to 4itself several
yearslater.Whyhasthemovement to acashlesssocietybeen so5in coming?
Although e money might be more convenient and may be more efficient than a payments
system based on paper, several factors work6the disappearance of the paper system. First, it is
very7to set up the computer, card reader, and telecommunications networks necessary to make
electronic money the8form of payment. Second, paper checks have the advantage that
they9receipts, something that many consumers are unwilling to10.Third, the use of paper checks
gives consumers several days of “float”—it takes several days11a check is cashed and funds
are12from the issuer s account,which meansthat the writer ofthe check can earn interest on the
funds in the meantime.13electronic payments are immediate, they eliminate the float for the
consumer. Fourth, electronic means of payment may14security and privacy concerns. We often
hear mediareportsthat an unauthorizedhacker hasbeen ableto accessa computer database andto
alter information15there.
The fact that this isnot an16occurrencemeansthat dishonest personsmight be able to access
bank accounts in electronicpayments systems and17from someone else s accounts.The18ofthis
type of fraud is no easy task, and a new field of computer science is
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