全英实务(8)经典.ppt

Insured amount = CIF (CIP) x (1+10%) Premium = CIF (CIP) x 110% x Premium rate Insured amount = EUR1,500,000 x (1+10%) = EUR1,650,000 Premium = Insured amount x Premium rate =1,650,000 x (0.8% + 0.13% + 0.5%) =1,650,000 x 1.43% = EUR23,595 If pirate rate is changed to 5%: New premium =1,650,000 x (0.8%+0.13%+5%) =1,650,000 x 5.93% = EUR97,845 最新.课件 * Ways to make the insurance clause 保险由卖方按发票金额的0.4%投保平安险（水渍险/一切险）, 以中国人民保险公司2008年11月的有关海洋运输货物保险条款为准。 Insurance: To be covered by the seller for 0.4% of total invoice value against F.P.A.(W.P.A. / All Risks), as per and subject to the relevant ocean marine cargo clauses of People’s Insurance Company of China, dated Nov. 2011. Additional risks 附加险条款举例： 加保战争险，费率0.03%；短量险，费率0.02%, 短量免赔率0.5%. Including War Risks for 0.03% and shortage of weight for 0.02% in excess of 0.5%. 最新.课件 * Summary : Concepts about insurance Perils of the sea & Extraneous risks Total loss: Actual Total Loss & Constructive Total Loss Partial loss: General Average & Particular Average 3 Basic Risks of CIC: F.P.A., W.P.A., All risks 11 General additional risks & 9 Special additional risks of CIC Calculation of insured amount and premium How to make the insurance clause 最新.课件 * I. Single choice questions. 1. The person who enters into an insurance contract with insurer is called ( ) A. the insured B. underwriter C. broker D. agent 2. Usually the minimum amount insured should be the CIF value of the goods plus ( ) A. 40% B. 30% C. 20% D.10% 3. Which of the following risks is not covered in FPA coverage? ( ) A. general average B. fire C. salvage charges D. war 4. Which of the following risks is not covered in All Risks coverage? ( ) A. natural calamities B. strike C. fire D. collision 最新.课件 * 5. Which of the following coverage does not cove