金融学毕业论文 房地产信托及其前景.docVIP

北京师范大学珠海分校 论文题目： 房地产信托及其前景 学 院 专 业 班 级 学 号 学 生 姓 名 任 课 教 师 分 数 2011 年 5 月 20 日 房地产信托及其前景 摘要 随着房地产调控政策的陆续出台,我国房地产业正面临着日趋严峻的融资困境。而炒房——这一广大民众参与房地产投资的唯一途径,不断受到政策的打压,已越来越难以实现。在这种背景下,本文从房地产信托的概念与类型入手，分析了我国房地产信托产品的发展现状和所面临的主要障碍与风险，进而提出我国当前和未来REITs发展模式和方向，以及发展房地产信托投资基金在我国发展将对各方产生的积极意义,并就其在我国的发展可能存在的潜在问题提出了几点政策建议，以期对即将全面展开的REITs实践具有参考意义。 关键词：房地产；REITs；房地产信托；发展模式 TRUST AND ITS PROSPECTS OF REAL ESTATE ABSTRACT With real estate sectors regulatory policy, the industry in our country is facing increasingly severe financing. scrambling room - - the broad public participation in real estate investing is the only way forward, hit by policy, has increasingly difficult to materialize.Against this background, the concept of trust from the real estate and type, the real estate product development of our trust and facing major obstacles and risk, and then put forward our current and future REITs development mode and direction.And development of real estate investment in our trust fund for the development will produce positive significance, and it may exist in our development potential problems raised some policy proposals for the comprehensive.With a view to be in full swing practice has the reference significance of REITs. Key words : real estate ; REITs ; real estate trust ; development models 目 录 1.绪论----------------------------------------------------1 2.房地产信托的由来----------------------------------------1 3.我国房地产信托产品的发展--------------------------------2 4.我国房地产信托存在的风险--------------------------------3 4.1法律法规尚不健全---------------------------------3 4.2道德风险问题-------------------------------------4 4.3房地产信托产品模式单一---------------------------4 4.4资产运用风险有所显现-----------------------------4 4.5房地产信托产品的期限结构问题---------------------4 4.6房地产信托基金化进程缓慢-------------------------5 5.房地产信托的几大特征-------------------------------------5