信贷风险管理综述.pptVIP

CREDIT RISK MANAGEMENT信贷风险管理;CREDIT CULTURE信贷文化;CREDIT RISK MANAGEMENT信贷风险管理;STRUCTURE AND APPROVAL PROCESS结构和认证程序;ALTERNATIVES选择;Structure and Account Cycle结构及客户信贷周期;Credit Policy, Guidelines and Procedures Manual 信贷政策，指南及程序手册;CREDIT POLICY信贷政策;MARKET SEGMENTATION – CREDIT TOOLS 市场细分—信贷工具;Delinquency Rates, All Banks, SA (USA);Charge-Off Rates, All Banks, SA (USA) 冲销率 所有银行 美国;Loan Quality in HK 香港地区贷款质量;CREDIT RISK ASSESSMENT信贷风险评估;Small Business 小型企业;英国小型公司主要业务的设立与终止;Consumer 消费贷款;Mortgage Loan Quality (HK) 香港地区住房贷款质量;Credit Card Quality 信用卡质量;Scoring 评分;CREDIT RISK MONITORING信贷风险监督;PRICING STRATEGY定价战略;DEBT RECOVERY (1)贷款收回 （1）;DEBT RECOVERY (2)贷款收回 (2);DEBT RECOVERY (3)贷款收回（3）;DEBT RECOVERY (4)贷款收回（4）;1、Genius only means hard-working all ones life. (Mendeleyer, Russian Chemist)? 天才只意味着终身不懈的努力。20.8.58.5.202011:0311:03:10Aug-2011:03 2、Our destiny offers not only the cup of despair, but the chalice of opportunity. (Richard Nixon, American President )命运给予我们的不是失望之酒，而是机会之杯。二〇二〇年八月五日2020年8月5日星期三 3、Patience is bitter, but its fruit is sweet. (Jean Jacques Rousseau , French thinker)忍耐是痛苦的，但它的果实是甜蜜的。11:038.5.202011:038.5.202011:0311:03:108.5.202011:038.5.2020 4、All that you do, do with your might; things done by halves are never done right. ----R.H. Stoddard, American poet做一切事都应尽力而为，半途而废永远不行8.5.20208.5.202011:0311:0311:03:1011:03:10 5、You have to believe in yourself. Thats the secret of success. ----Charles Chaplin人必须相信自己，这是成功的秘诀。-Wednesday, August 5, 2020August 20Wednesday, August 5, 20208/5/2020 6、Almost any situation---good or bad---is affected by the attitude we bring to. ----Lucius Annaus Seneca差不多任何一种处境---无论是好是坏---都受到我们对待处境态度的影响。11时3分11时3分5-Aug-208.5.2020 7、Although the world is full of suffering, it is full also of the overcoming of it.----Hellen Keller, American writer虽然世界多苦难，但是苦难总是能战胜的。20.8.520.8.520.8.5。2020年8月5日星期三二〇二〇年八月五日 8、For man is man and master of his fate.----Tennyson人就是人，是自己命运的主人11:0311:03:108.5.2020Wednesday, August 5,