2021年河北金融英语考试模拟卷（6）.doc

河北金融英语考试模拟卷（6） 本卷共分为1大题50小题，作答时间为180分钟，总分100分，60分及格。 严格遵守考试纪律，维护考试秩序！ 一、单项选择题（共50题，每题2分。每题的备选项中，只有一个最符合题意） 1.{{B}}Passage Two{{/B}} Commercial paper may either be dealer placed or directly placed. If it is dealer placed, the {{U}} (61) {{/U}} sells its promissory notes to one of the ten-regular commercial paper dealers, which, in turn, sells it to others. If commercial paper is directly placed, the issuing corporation sells its notes directly in the market, without the intermediation of the {{U}} (62) {{/U}} . This is the method used primarily by sales-finance companies because they {{U}} (63) {{/U}} in the market on a virtually continuous basis. Sales-finance companies are companies that supply the credit for the installment purchase of major {{U}} (64) {{/U}} items, for example, automobiles, refrigerators, and television sets. These companies find the commercial paper {{U}} (65) {{/U}} particularly well suited to their needs since it enables them to adjust to swings in demand for installment purchases. A．merchantB．companyC．middleman dealerD．bank 参考答案：Cmiddleman dealer中间商。 2.{{B}}Passage Two{{/B}} A major type of risk that banks face is credit risk or the failure of a counter-party to perform according to a contractual arrangement. This risk applies not only to loans but also to other on-and-off balance sheet exposures such as guarantees, acceptances and securities investments. Serious banking problems have arisen from the failure of banks to recognize impaired assets, to create reserves for writing off these assets, and to suspend recognition of interest income when appropriate. Reserves for writing off impaired assets are unnecessary. A． A. Right B． B. Wrong C． C. Doesn’t say ? 参考答案：B从文中最后一句Serious banking problems have arisen from the failure of banks...to create reserves for writing off these assets...可以推导出来。句中意思指由于银行没有计提用于注销坏账的准备金而引发了严重的问题。 3.Directions: Read the following passages and determine whether the sentences are Right or Wrong. If there is n