小企业管理第4讲.pptxVIP

Small Business ManagementProfessor HornadayLecture 4Small Business Sources of Commercial CreditCommercial Bank Loans - 36%Commercial Bank Mortgages - 25%Finance Companies - 23%Venture Capital - 10%SBA Loans - 6%Source: SBA, 1996Goals of Government AssistancePolitical GoalsProvide EmploymentIncrease Business OwnershipNarrow Income GapProvide a Forum for Small FirmsEconomic GoalsIncrease Economic EfficiencyIncrease Economic Growth Provide Financing not Available from the Private Sector1995 Small Business Administration (SBA) Loan Programs504 Development Loans - $2,5007(a) Loan Guarantees - $7,70