风险管理与合规Slide1.pptxVIP

Risk Management and Regulatory Compliance风险管理与合规Asia Pacific Finance and Development Center亚太财经与发展中心 World Bank Institute世界银行学院;Compliance advises on compliance risk 合规对合规风险提出建议;;Business is firstly responsible业务部应负首要责任 Compliance is intended for support 合规意在为公司运营提供支持 ;Key Compliance Areas:关键的合规领域：;I. Client Acceptance and Anti-Money Laundering (CAAML) Policy 客户接受度与反洗钱政策;;Know Your Customer:了解你的客户：;Money Laundering Terrorist Financing洗钱及恐怖分子筹资活动;Examples of other sources for Money Laundering Terrorist Financing洗钱及恐怖分子筹资的其他来源举例;Sanctions 制裁;Transaction Surveillance 交易监控;II. Dealing with Customers与客户打交道;Confidentiality 机密性;Confidentiality and common sense机密性与常识;MiFID: Markets in Financial Instruments Directive: Stringent NEW rules imposed on all Financial Institutions dealing with Customers and Markets in all EEA countries (EU + Norway, Liechtenstein and Iceland) MiFID: 金融工具市场法规： -对所有EEA国家（欧盟+挪威、列支敦士登、冰岛）中与客户和市场打交道的金融机构施加的严格的新规则;MiFID highest impact areas for ABN AMRO MiFID对荷兰银行施加的最高影响领域;MiFID Classification: What types of clients do we deal with? And why is it important to classify them? MiFID分类：我们与哪些类型的客户打交道？为什么客户分类很重要;;Appropriateness – Information required合适度 – 信息必须的;What if it is not appropriate and the client insists?如果不合适而客户却坚持己见，怎么办？;Suitability 适宜度;Suitability of Advice 建议的适宜度;Suitability of Advice: Information from/to client建议的适宜性：来自/给予客户的信息 ;Is this advice? 这是建议吗？;In view of your current portfolio and risk appetite, I think the most appropriate investment would be one of our market protection structured products. These can give the upside potential without the downside risk. In terms of your current allocations I reckon that 50-60m would effect the shift in frontier that you want. 鉴于您目前的投资组合和您的风险喜好，我认为最适合的投资是我们的保护收益的结构性产品。他们能保持成长潜力，而没有下跌风险。您目前的配置方面，我想5000-6000万会得到您想要的最佳收益。;I remember our chat about airlines, a couple of weeks ago and the upside following the slide in oil. We think Blue Sky Airlines now have the right strat