保险业法律监管的若干问题研究.docVIP

PAGE 2 PAGE 1 大学本科毕业论文 保险业法律监管的若干问题研究 作 者 学 院 专 业 成 绩 ABSTRACT 摘 要 摘 要 近年来，我国保险业改革发展取得了显著成绩，对经济社会的稳定发展起到了积极促进作用。但是，当前我国保险业发展水平与国民经济和社会发展的需求不相适应的矛盾仍然十分突出，为适应经济社会发展和全面建设小康社会的需要，如何在新形势下构建我国的保险监管体系，保证保险业快速发展，如何为我国保险业的安全、稳定、高效运行提供良好的制度保证和环境保证，是我国保险监管部门所面临的重大课题。本文根据新修订的《保险法》，通过讨论我国保险业监管的历史发展，针对当前保险市场法律监管中存在的问题及解决对策进行了较为深入的探讨。主要针对保险资金如何安全运用，监管方式的选择，分业和混业经营模式选择，行业自律体系缺失等问题进行论述，提出可行性的解决对策，以期在保险业新的发展形势下构建适合保险业健康发展的完善的法律法规监管体系。 关键词：保险业法律监管 必要性 问题分析 对策 完善 ABSTRACT In recent years, Chinas reform and development of the insurance industry has made remarkable achievements on the development of economic and social stability has played a positive role in promoting. However, the current level of development of Chinas insurance industry and national economic and social development can not meet the demand is still very prominent contradictions, to meet the economic and social development and well-off society needs, how to build a new situation in Chinas insurance regulatory system, to ensure the rapid development of the insurance industry, how the insurance industry in our countrys security, stability and efficient operation of the system to provide a good environment to ensure and guarantee Chinas insurance regulatory authorities of the major issues facing the. In this paper, under the new amendments to the Insurance Act, adopted by Chinas insurance regulator to discuss the historical development of the current legal regulation of the insurance market problems and solutions in more detail. Mainly on the safe use of insurance funds, the choice of regulatory approach, sub-industry and the mixed operation mode selection, system of industry self-regulation on issues such as missing, the feasibility of the proposed solution, with a view to the insurance industry in the development of the new situation to build for insurance industry to improve the healthy development of the regulatory system of laws and regulations. Keywords：Legal regulation o