以全面风险管理为导向的商业银行内控体系的构建——以中国光大银行青岛行为例的中期报告.docxVIP

以全面风险管理为导向的商业银行内控体系的构建——以中国光大银行青岛行为例的中期报告 摘要： 商业银行的内控体系是保障银行业务顺利开展、风险可控、合规经营的重要手段。随着金融业务的不断发展和监管政策的不断更新，内控体系的构建也面临着新的挑战和机遇。本文以中国光大银行青岛行为例，从全面风险管理的角度出发，探讨商业银行内控体系的构建路径和方法。 文章首先介绍了全面风险管理的理念和要求。其次，分析了商业银行内控体系的关键要素和建设需求。然后，以中国光大银行青岛行为例，阐述了其内控体系的构建路径和实践经验，包括明确内控职责、建立内部控制流程、加强人员培训和技术支持、加强监督管理等方面。最后，总结了全文的主要内容，并提出了相关建议。 关键词：全面风险管理；商业银行；内控体系；中国光大银行 Abstract： The internal control system of a commercial bank is an important means to ensure the smooth development of bank business, risk control, and compliance operation. With the continuous development of financial business and the updating of regulatory policies, the construction of internal control systems also faces new challenges and opportunities. Taking China Everbright Bank Qingdao Branch as an example, this paper explores the construction path and methods of the internal control system of commercial banks from the perspective of comprehensive risk management. The article first introduces the concept and requirements of comprehensive risk management. Secondly, it analyzes the key elements and construction requirements of the internal control system of commercial banks. Then, taking China Everbright Bank Qingdao Branch as an example, this paper expounds the construction path and practical experience of its internal control system, including clarifying internal control responsibilities, establishing internal control processes, strengthening personnel training and technical support, and strengthening supervision and management. Finally, the main content of the whole article is summarized, and relevant suggestions are put forward. Keywords: comprehensive risk management; commercial bank; internal control system; China Everbright Bank.