电子商务专业英语（第2版）PPT全套完整教学课件.ppt

Online banking is an electronic payment system that enables customers of a financial institution to conduct financial transactions on a website operated by the institution, such as a retail bank, virtual bank, credit union or building society. 2) To access a financial institution’s online banking facility, a customer with Internet access needs to register with the institution for the service, and set up a password and other credentials for customer verification. Keys to Exercises 【Ex. 5】Answer the following questions according to the passage. 3) A bank customer can perform the following transactional tasks through online banking： Funds transfers between the customer’s linked accounts Paying third parties, including bill payments and third party fund transfers Investment purchase or sale Loan applications and transactions, such as repayments of enrollments Credit card applications Register utility billers and make bill payments Keys to Exercises 【Ex. 5】Answer the following questions according to the passage. 4) The advantages on using e-banking both for banks and customers are permanent access to the bank, lower transaction costs / general cost reductions and access anywhere. 5) The security of a customer’s financial information is very important. Because without online banking could not operate. 6) They are the PIN/TAN system and the signature based online banking. 7) PIN stands for Personal Identification Number and TAN stands for?Transaction Authentication Number. Keys to Exercises 【Ex. 5】Answer the following questions according to the passage. 8) The two well known attacks on online banking mentioned in the passage are phishing and pharming. Digital certificates are used to counter them. 9) It is a variation of the man-in-the-middle attack where a Trojan horse permits a remote attacker to secretly modify the destination account number and also the amount in the web browser. 10) To protect their systems against Tr