金融发展及其区域差异对经济增长的影响研究——基于江苏省数据的实证分析的中期报告.docxVIP

金融发展及其区域差异对经济增长的影响研究——基于江苏省数据的实证分析的中期报告 摘要： 本研究通过对江苏省2005-2015年的数据进行分析，考察金融发展及其区域差异对经济增长的影响。研究发现，金融资产规模和金融机构数量对经济增长具有显著影响，但二者的影响程度存在差异；不同地区金融发展对经济增长的影响也存在差异，相较于发达地区，欠发达地区的金融发展对经济增长的贡献更大；此外，金融中介效率与经济增长之间存在显著正向关系。因此，政府应加强地区间金融发展的协调，在满足金融服务需求的前提下，加强金融创新和监管，提高金融中介效率，促进经济增长。 关键词：金融发展；经济增长；地区差异；中介效率；实证分析 Abstract: This study examines the impact of financial development and regional differences on economic growth by analyzing the data of Jiangsu Province from 2005 to 2015. The study found that the size of financial assets and the number of financial institutions have a significant impact on economic growth, but their impact levels are different. The impact of financial development on economic growth varies in different regions, and financial development in less developed regions contributes more to economic growth than in developed regions. In addition, there is a significant positive relationship between financial intermediary efficiency and economic growth. Therefore, the government should strengthen the coordination of financial development between regions, strengthen financial innovation and regulation, improve financial intermediary efficiency, and promote economic growth while meeting the demand for financial services. Keywords: financial development; economic growth; regional differences; intermediary efficiency; empiricalanalysis