2013考研英语二真题及答案.docx

2013考研英语二真题及答案

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Directions:

2013考研英语二真题及答案

SectionIUseofEnglish

Readthefollowingtext.Choosethebestword(s)foreachnumberedblankandmarkA,B,CorDonANSWERSHEET1.(10points)

Giventheadvantagesofelectronicmoney,youmightthinkthatwewouldmove quickly to the cashless society in which all payments are madeelectronically.1 atruecashlesssocietyisprobablynotaroundthecorner.Indeed,predictionshavebeen 2 fortwodecadesbuthavenotyetcometofruition.Forexample,BusinessWeekpredictedin1975thatelectronicmeansofpaymentwouldsoon“revolutionizethevery 3ofmoneyitself,”onlyto 4 itselfseveralyearslater.Whyhasthemovementtoacashlesssocietybeenso 5 incoming?

Although electronic means of payment may be more efficient than apaymentssystembasedonpaper,severalfactorswork 6 thedisappearanceofthepapersystem.First,itisvery 7 tosetupthecomputer,cardreader,andtelecommunicationnetworksnecessarytomakeelectronicmoneythe8 formofpayment. Second, paper checks have the advantage that they9 receipts,somethingthatmanyconsumersareunwillingto 10.Third,theuseofpaperchecksgivesconsumersseveraldaysof“float”—ittakesseveraldays11acheckiscashedandfundsare 12 fromtheissuer’saccount,whichmeansthatthewriter of the check can earninterestonthefundsinthemeantime.13electronicpaymentsarcimmediate,theyeliminatethefloatfortheconsumer.

Fourth, electronic means of payment may14 security and privacyconcerns.Weoftenhearmediareportsthatanunauthorizedhackerhasbeenabletoaccessacomputerdatabaseandtoalterinformation 15 there.Thefactthatthisisnotan16occurrencemeansthatdishonestpersonsmightbeabletoaccessbankaccountsinelectronicpaymentssystemsand 17 fromsomeoneelse’saccounts.The18 ofthistypeof