AMBestalternativedispute分析和总结分析和总结.docx

AlternativeDisputeResolutionFirms

AlternativeDisputeResolutionFirms

RevisionDate:7/92

Line Bests

HazardIndex

UnderwritingComments

AUTOMOBILELIABILITY

2

AUTOMOBILEPHYSICALDAMAGE

--

GENERALLIABILITY

2

PRODUCTLIABILITYANDCOMPLETEDOPERATIONS --

ENVIRONMENTALIMPAIRMENT

LIABILITY --

PROFESSIONALLIABILITY

1

WORKERSCOMPENSATION

3

CRIME

2

FIREANDE.C.

3

BUSINESSINTERRUPTION

2

INLANDMARINE

3

BOILERANDMACHINERY

--

Low1-3,Medium4-6,High7-9,VeryHigh10

Travelinnonownedvehicles.

Fewvisitors.

Rarelywritten.

Typicalofficeexposure.

SIC

SICCode

SICClassification

7389

BusinessServices,NEC

ISO

ISOCode

ISOClassification

61214

61215

BuildingsorPremises-bankoroffice-premisesoccupiedbyemployeesoftheinsured

BuildingsorPremises-bankoroffice,NOC

SpecialExposures

SensitiveclientdocumentsJudicialimmunityfromliabilityDailytravel

LibrariesContracts

RelatedClassifications

AccountingFirmsLawyersOffices

RISKDESCRIPTION

Alternativedisputeresolution(ADR)isamethodofresolvingcivilandcriminaldisputesbetweentwopartieswhichdoesnotutilizetraditionalcourtroomlitigation.MediationandarbitrationarethetwomostwidelyusedADRmethods.ADRisusedmorefrequentlytosettlecivildisputes,butcanalsobeusedtosettlecriminalcasessuchasmisdemeanorsandnonviolentfelonies.

Inthetraditional,publicandformalprocessofdisputeresolution,ajudgeormagistrateconsidersevidenceandhearsargumentspresentedbylawyersforthedisputantsandthenappliesrulesoflawtotheevidenceandargumentstorenderabindingdecisionorjudgment.Thisprocesscanbetimeconsumingandplacesaheavyfinancialburdenonthedisputingparties,whomustpaylegalfees,courtcostsandpotentiallylargejudgmentawards.Aftertrials,disputantswithfurthergrievanceshavearighttofileanappeal,whichmayormaynotbegrantedonlegalgrounds.

InADR,bothpartiesagreetoworkwithanimpartialthi