智慧树答案货币金融学知到课后答案章节测试2024年 .pdfVIP

第一章

1.Thenatureoffinanceiscapitalfinancing,orfundcirculating,thatis,

transferringfundsfromcapitalproviderstocapitaldemanders.()答案:True

2.Banksaretheonlyimportantfinancialinstitutions.()答案:False

3.Financialmarketscanpromoteeconomicefficiency,butcannotimprovethe

well-beingofconsumers.()答案:False

4.

obtainthemdirectlyfromsecuritiesmarketsandnotindirectlythrough

financialintermediaries.()答案:False

5.Financialmarketspromotegreatereconomicefficiencybychannelingfunds

from________to________.()答案:savers;borrowers

6.答

案:banks.

7.China’sfinancialsystemis___financialsystem.()答案:bank-oriented

8.WhichofthefollowingstatementsareTRUE?()答案:indirectfinancecan

reducetransactioncosts.;indirectfinancecanalleviateasymmetric

information.

9.Governmentregulationstoreducethepossibilityoffinancialpanicincludeall

ofthefollowingEXCEPT___.()答案:economiesofscope.;transactionscosts.

10.Whichofthefollowingarecontractualsavingsinstitutions?()答案:pension

fund;mutualfunds;lifeinsurancecompany

第二章

1.Underthebartersystem,theprimaryshortcomingwasthedouble

coincidenceofwantscouldnotmatch.()答案:True

2.Moneymeanscurrency.()答案:False

3.Moneyisjustonetypeofwealth.()答案:True

4.ThecalculationsofM0,M1,M2aresameinUSAandinChina.()答案:False

5.Whenthepricelevelisincreasingrapidly,moneylosesvaluerapidly,and

peoplebecomemorereluctanttoholdtheirwealthinthisform.()答案:True

6.Thefirstformofe-moneywasthedebitcard.()答案:True

7.Whichofthefollowingsarecurrencyexcept:（）答案:Check.

8.Whichassetisthemostliquidassetofallbecauseitisthemediumof

exchange;itdoesnothavetobeco