智慧树知到《商业银行经营管理学(山东联盟)》章节测试答案.pdf

智慧树知到《商业银行经营管理学(山东联盟)》章节测试答案--第1页

智慧树知到《商业银行经营管理学（山东联盟）》章节测试答案

第一章

1、IntheU.Sabankisdefinedbyfederalandstatelawsandbybankregulators，

sothatwecandividethecommecialbanksintheU.Sintotwokinds：nationalbank

andstatebank.

A.对

B.错

答案:对

2、IntheUnitedStates,banksareregulatedthroughadualbankingsystem;that

is,bothfederalandstateauthoritieshavesignificantregulatorypowers.

A.对

B.错

答案:对

3、ThePrincipalReasonsFinancial-serviceFirmsAreSubjecttoGovernment

Regulation.()

A.

Toprotectthesafetyofthepublicssavings.

B.

Tocontrolthesupplyofmoneyandcreditinordertoachieveanationsbroad

economicgoals.

C.

Toensureequalopportunityandfairnessinthepublicsaccesstocreditandother

vitalfinancialservices.

D.

Topromotepublicconfidenceinthefinancialsystem,sothatsavingsflowsmoothly

intoproductiveinvestment,andpaymentsforgoodsandservicesaremadespeedily

智慧树知到《商业银行经营管理学(山东联盟)》章节测试答案--第1页

智慧树知到《商业银行经营管理学(山东联盟)》章节测试答案--第2页

andefficiently.

E.

Toavoidconcentrationsoffinancialpowerinthehandsofafewindividualsand

institutions.

答案:

Toprotectthesafetyofthepublicssavings.

,

Tocontrolthesupplyofmoneyandcreditinordertoachieveanationsbroad

economicgoals.

,

Toensureequalopportunityandfairnessinthepublicsaccesstocreditandother

vitalfinancialservices.

,