国泰财产保险有限责任公司商业综合责任保险附加车库管理人责任保险.docxVIP

国泰财产保险有限责任公司

商业综合责任保险附加车库管理人责任保险条款

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兹经双方了解并同意，本保险合同扩大承保机动车辆因停放于被保险人维护控制下的处所内所遭受的损失，被保险人依法应负的赔偿责任。赔偿前提需先满足下列条件：

1.仅承保因火灾或水患所引起的损失，被保险人依法应负的赔偿责任。

2.被保险人应在保险事故发生后72小时内以书面通知保险人。

3.被保险人应采取一切合理的预防措施来防止保险事故的发生。

4.被保险人所有或登记于其名下的机动车辆除外。

主险条款与本附加险条款相抵触之处，以本附加险条款为准；本附加险条款未约定事项，以主险条款为准。

GarageKeeperLiabilityClause

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Itisunderstoodandagreedthispolicyisextendedtoprovideindemnityinrespecttolossofordamagetomotorvehicleswhileparkedonthepremisescontrolledormaintainedbytheinsured.

Thiscoverageissubjecttothefollowingprovisions;

1.Thelossordamagemustbeeitherdirectlycausedbyahostilefireinwhichtheinsuredis

legallyliableordirectlycausedbyanysourceofwaterincludingfloodwater.

2.Thelossordamagecoveredbytheabovecausesoflossmustbereportedtotheinsurerin

writingwithin72hoursofoccurrence.

3.Theinsuredshalltakeallreasonableprecautionstopreventlossofordamagetotheparking

facilityandmotorvehicles.

4.Theparkingfacilityisprimarilyusedbytheemployees,customers,orvisitorsofthe

insured.Vehiclesownedbyorregisteredtotheinsuredareexcluded.

ThisClauseissubjectotherwisetotheterms,conditionsandexclusionsofthispolicy.