中意中意福重大疾病保险-条款.pdf

中意人寿[2022]疾病保险007号

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您拥有的重要权益

在犹豫期内您若要求解除合同，我们仅扣除工本费··············································1.5

被保险人可以享有本合同提供的保障利益··························································2.4

您有权解除合同·····························································································7

您应当特别注意的事项

在某些情况下，我们不承担保险责任·······························1.5、2.6、3.2、6.1、9.1、10

您应及时向我们通知保险事故·········································································3.2

受益人的保险金申请权应在一定期间内行使·······················································3.6

您应按时支付保险费·····················································································4.1

在某些情况下，本合同效力中止··················································4.2、4.3、5.2、6.1

解除合同会给您造成一定的损失，请您慎重决策·················································7.1

在某些情况下，本合同效力终止······································································8.1

您有如实告知的义务·····················································································9.1

我们对一些重要术语进行了解释，请您注意························································12

条款是保险合同的重要内容，为充分保障您的权益，请您仔细阅读本条款。

条款目录

1您与我们订立的合同3.3保险金的申请8合同效力的终止

1.1合同构成3.4保险金的给付8.1合同效力的终止

1.2保险合同成立与生效3.5宣告死亡处理9如实告知

1.3投保年龄3.6诉讼时效9.1明确说明与如实告知

1.4合同的签收4保险费的支付9.2本公司合同解除权的限制

1.5犹豫期4.1保险费的支付10重度疾病的定义及范围

2我们提供的保障4.2宽限期11其他需要关注的事项

2.1基本保险金额4.3保险费自动垫交11.1年龄错误

2.2保险期间5现金价值权益11.2未还款项

2.3等待期