银行个人贷款合同中英文版6篇.docx

银行个人贷款合同中英文版6篇

篇1

BankPersonalLoanContract

本合同由以下双方签订：

借款人：（以下简称“甲方”）

贷款人：（以下简称“乙方”）银行

Contractmadeandsignedbythefollowingtwoparties:

Borrower:(hereinafterreferredtoasPartyA)

Lender:Bank(hereinafterreferredtoasPartyB)

鉴于甲方因个人消费需求，向乙方申请个人贷款，经甲、乙双方协商一致，达成如下协议条款：

InconsiderationofPartyAsapplicationforapersonalloanforpersonalconsumptionpurposesfromPartyB,bothpartiesherebyagreetothefollowingtermsandconditions:

一、贷款金额及用途

PartyAshallborrowaloanamountof（贷款金额）fromPartyBforpersonalconsumptionpurposes.

二、贷款期限

Theloanshallberepaidwithinthetermof（贷款期限）.

三、利率及还款方式

Theinterestratefortheloanshallbe（利率百分比）perannum.PartyAshallrepaytheloaninaccordancewiththerepaymentscheduleagreedbybothparties,eitherinequalmonthlyinstallmentsorasotherwiseagreed.

四、保证与担保

PartyAshallprovidenecessaryguaranteesorcollateraltosecuretherepaymentoftheloaninaccordancewiththelawsandregulations.

五、还款来源及还款承诺

PartyAshallensurerepaymentoftheloanthroughlawfulsourcesofincomeandmaketimelyrepaymentaccordingtotheagreedschedule.Failuretorepaytheloanontimeshallbesubjecttopenaltiesandotherlegalconsequences.

六、双方权利与义务

BothpartiesshallperformtheirrespectiveobligationsandexercisetheirrespectiverightsasstipulatedinthisContract.

七、违约责任

IfanypartyfailstoperformitsobligationsunderthisContract,theotherpartymayclaimcompensationforanylossesincurred.

八、适用法律及争议解决

ThisContractshallbegovernedbythelawsof（适用法律的国家/地区）.AnydisputesarisingfromthisContractshallberesolvedthroughfriendlynegotiationorthroughlegalproceedings.

以下是合同的其他细节条款：

ThefollowingareadditionaltermsandconditionsofthisContract:

（具体条款细节可根据实际情况进一步细化）

九、合同的修改与解除

ThisContractmayonlybemodifiedorterminatedwiththemutualconsentofbothpartiesinwriti