银行借款合同（中英文）5篇.docx

银行借款合同（中英文）5篇

篇1

银行借款合同

BankLoanContract

甲方（借款人）：PartyA(Borrower)

身份证号码：IDCardNumber

联系方式：ContactInformation

地址：Address

乙方（贷款人）：PartyB(Lender)

银行名称：BankName

联系方式：ContactInformation

地址：Address

鉴于甲方因需求，向乙方申请借款，双方本着平等、自愿、公平和诚实信用的原则，经友好协商，就借款事宜达成如下协议：

WHEREASPartyAappliedforaloanfromPartyBduetotheneed,bothparties,ontheprinciplesofequality,voluntariness,fairnessandgoodfaith,havereachedthefollowingagreementonloanmattersthroughfriendlynegotiation:

第一条借款金额及用途

LoanAmountandPurposeofUse:甲方从乙方借款人民币______元整（大写：______元整）。借款用途为：___________________。任何对用途的更改都必须先获得乙方的书面同意。乙方将定期检查和监督借款的使用情况。

PartyAshallborrowfromPartyBtheamountof______yuan(inwords:______yuanonly).Thepurposeoftheloanisfor_______________.AnychangeinpurposemustbeapprovedbyPartyBinadvanceinwrittenform.PartyBwillregularlyinspectandsupervisetheuseoftheloan.

第二条借款期限

LoanTerm:本合同约定的借款期限为______年，自乙方实际发放贷款之日起计算。

TheloantermagreedinthisContractisfor______years,calculatedfromthedateofactualloandisbursementbyPartyB.

第三条利率及还款方式

InterestRateandRepaymentMethod:本贷款利率为年利率______，自乙方实际发放贷款之日起计算。甲方应按照等额本息还款法每月向乙方还款。

Theinterestrateofthisloanisanannualinterestrateof______%,calculatedfromthedateofactualloandisbursementbyPartyB.PartyAshallrepaytheloantoPartyBmonthlyinequalprincipalplusinterestpayments.

第四条保证和担保

GuaranteeandSecurity:甲方应向乙方提供足够的保证和担保措施以保证借款的偿还。甲方需将相应的资产或第三方保证作为本合同的担保物。具体细节将在附加条款中详细规定。

PartyAshallprovidesufficientguaranteesandsecuritymeasurestoensurerepaymentoftheloantoPartyB.PartyAshallprovidecorrespondingassetsorthird-partyguaranteesascollateralforthisContract.Detailswillbespecifiedintheadditionalterms.

第五条合同提前解除与违约处理

EarlyTerminationandDefaultHandling:若甲方未按照本合同的规定按时足额偿还贷款或未履行其他相关义务，乙方有权提前解除本合同并要