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EnglishasaSecondLanguagePodcast

ESLPODCAST563–ReducingHouseholdExpenses

GLOSSARY

finances–howonemanagesone’smoney;thewaythatonesavesandspends

moneyand/ortheamountthatonesavesandspends

*Theyreviewtheirfinancestogetheratofeachmonth,balancingtheir

checkbookandpayingthebills.

financialplanning–theprocessofplanningforone’sfinancialfuture,especially

howonewillpayforretirementandmajorexpenseslikeachild’sweddingor

collegeeducation

*Theytookaclassinfinancialplanningtolearnabouttheiroptionsforsavingfor

retirement.

householdbudget–theamountofmoneyspenteachmonth,andthewayin

whichitisspent,byafamilyoragroupofpeoplewholivetogether

*Fiftypercentoftheirhouseholdbudgetisspentonrentandtherestisfor

transportation,food,clothing,andentertainment.

allabout–verymuchinvolvedorinterestedinsomething;withastronginterest

inorpassionforsomething

*VinceisallaboutfootballandnevermissesagameonTV.

bottomline–profitorloss;theamountofmoneythataororganization

hasmadeorlostatofacertainperiodoftime

*Ifthecompanycan’timproveitsbottomline,itwillgooutofbusinessby

oftheyear.

spendingpatterns–thewayinwhichmoneyisspent;theamountofmoney

spentineachofseveralcategories

*Theychangedtheirspendingpatternsbycookingathomemoreoftenand

eatingoutatrestaurantslessoften.

tounderestimate–toguessorbelievethatsomethingissmaller,less,and/or

lessimportantthanitactuallyis

*Phuounderestimatedherownstrengthandwassurprisedwhenshewasable

topickupa100-poundweight.

expense–moneythatisspentonsomething;cost

*Wecouldreduceourtransportationexpensesbytakingthebusinsteadof

drivingourcartoworkeachday.