邮储银行2025铁岭市秋招笔试英语题专练及答案.docxVIP

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邮储银行2025铁岭市秋招笔试英语题专练及答案

邮储银行2025铁岭市秋招笔试英语题专练（含答案解析）

第一部分：阅读理解（共5题，每题2分，计10分）

题材方向：银行业务、普惠金融、县域经济发展

1.题干：ThePostalBankofChinahasbeenactivelypromotingruralfinancialservicesinNortheastChina.Duringthe2023localeconomicforum,itsLiaoningBranchannouncedaspecialplantoimprovethecreditenvironmentforsmallandsmedium-sizedenterprises(SMEs)inTielingcitybyofferinglow-interestloansandfinancialconsultingservices.Basedonthesepolicies,howisthismeasureexpectedtoimpactlocalbusinesses?

问题：根据文章内容，邮储银行此举措对铁岭市企业的影响是什么？

选项：

A.Itwillincreaseoperatingcostsforenterprises.

B.Itwillstimulatebusinessinvestmentbyloweringcreditbarriers.

C.ItwillleadtofewerbusinessregistrationsinTieling.

D.Itwillrequireenterprisesittopearneffectively.

2.题干：AreportreleasedbytheLiaoningProvincialStatisticsBureaushowsthattheaverageannualincomeofhouseholdsinTielinghasincreasedby12%since2020,partlyduetothebank’smicrofinanceprograms.Microfinance,asdefinedbytheWorldBank,istheprovisionoffinancialservices(suchasloansandinsurance)tolow-incomeindividualsandsmallbusinesses.MicrofinanceprogramsareparticularlyimportantinruralareaslikeTieling,wheretraditionalbankingservicesarelimited.Whatisthemainadvantageofmicrofinancedescribedinthepassage?

问题：根据文章，小额信贷的主要优势是什么？

选项：

A.Itprovideshigh-interestratesforinvestors.

B.Itenhancescreditratingsforborrowers.

C.Itfocusesonurbancommercialprojects.

D.Itenablesfinancialaccessforunderservedpopulations.

3.题干：Tieling,asacityinNortheastChina,hasbeenfacingchallengesinattractingforeigninvestmentduetoinfrastructureconstraints.AnewpolicybythePostalBankencourageslocalenterprisestoborrowmoneytoupgradefacilities,includingroadsandsolarpowerstations.Microbusinesses,however,areconcernedaboutthesefinancialburdens.Whatisthetwomainconcernsraisedbysmallbusinesses?

问题：小企业对贷款升级基础设施的主要担忧是什么？

选项：

A.Highrepaymentdeadlines.

B.Limitedloanamounts.

C.Increasedoperatingrisks.

D.BothBandsC.

4.题干：ThePostalBank’snewapp,“PostalE-Finance,”hasbeendonlinetoserve