邮储银行2025娄底市笔试英文行测高频题含答案.docxVIP

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邮储银行2025娄底市笔试英文行测高频题含答案

一、选词填空（共5题，每题2分，共10分）

1.Therapiddevelopmentofdigitalbankinghasbroughtbothopportunitiesand______totraditionalfinancialinstitutionsin娄底.

A.challenges

B.innovations

C.profits

D.competition

2.Toimprovecustomersatisfaction,thebankshould______morepersonalizedservicesforruralclientsinruralareas.

A.provide

B.enhance

C.reduce

D.limit

3.Thenewmobilebankingappaimsto______theefficiencyoffundtransferswhileensuringsecurity.

A.boost

B.decrease

C.delay

D.ignore

4.Despiteeconomicdownturns,thedemandforruralfinancialservicesin娄底hasremained______.

A.stable

B.volatile

C.declining

D.unpredictable

5.Thebank’sstrategytoexpanditspresencein娄底reliesheavilyon______localpartnerships.

A.strengthening

B.weakening

C.ignoring

D.neglecting

二、阅读理解（共4题，每题3分，共12分）

Passage1:

ThePeople’sBankofChinarecentlyintroducednewregulationstostrengthenthesupervisionofruralcreditunions.Themoveaimstoaddressriskssuchasexcessivelendingandweakassetquality,whichhaveplaguedsomeinstitutionsin娄底.Accordingtoexperts,thenewruleswillrequirecreditunionstoimprovetheirriskmanagementsystemsandincreasecapitalbuffers.However,localbanksarguethatstricterregulationsmayslowdowncreditgrowthinaregionwhereaccesstofinanceisstilllimited.

1.Whatisthemainpurposeofthenewregulations?

A.Topromoteruralcreditunions’expansion.

B.Toreducethenumberofcreditunionsin娄底.

C.Toenhancefinancialstabilityinruralareas.

D.Toincreasecompetitionamongbanks.

2.Whatproblemdocreditunionsin娄底currentlyface?

A.Insufficientcapital.

B.Highloanapprovalrates.

C.Excessivelendingandpoorassetquality.

D.Overregulation.

3.Accordingtolocalbanks,whatisapotentialdrawbackofthenewrules?

A.Theymayreducecreditavailability.

B.Theymayattractmoreinvestors.

C.Theymayleadtohigherinterestr