交通银行2025梅州市笔试英文行测高频题含答案.docxVIP

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交通银行2025梅州市笔试英文行测高频题含答案

第一部分：选词填空（共5题，每题2分，共10分）

1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,forcingmanyinstitutionstoadaptquickly.

A.revolutionized

B.optimized

C.standardized

D.centralized

2.Toenhancecustomersatisfaction,thebankplansto______itsonlineserviceplatforms,makingthemmoreuser-friendly.

A.streamline

B.decentralize

C.fragmentize

D.diversify

3.Despiteeconomicuncertainties,thebanksprofitabilityhas______duetoitsprudentriskmanagementstrategies.

A.declined

B.stabilized

C.deteriorated

D.fluctuated

4.Thenewmobilebankingappaimsto______fraudrisksbyimplementingadvancedbiometricauthentication.

A.mitigate

B.amplify

C.overlook

D.ignore

5.Thebankssustainabilityreporthighlightsitseffortsto______environmentalimpactthroughgreenfinancinginitiatives.

A.minimize

B.maximize

C.evaluate

D.ignore

第二部分：阅读理解（共4题，每题3分，共12分）

Passage1:

ThebankingsectorinGuangdongProvincehaswitnessedsignificanttransformationinrecentyears,drivenbytechnologicaladvancementsandregulatorychanges.Traditionalbanksareincreasinglyintegratingartificialintelligence(AI)intotheiroperationstoimproveefficiencyandreducecosts.Forinstance,theIndustrialandCommercialBankofChina(ICBC)hasdeployedAI-poweredchatbotstohandlecustomerinquiries,whileChinaMerchantsBank(CMB)hasutilizedbigdataanalyticstoenhancecreditriskassessment.However,challengesremain,suchasdataprivacyconcernsandtheneedforskilledpersonneltomanagethesenewtechnologies.Despitethesehurdles,thelong-termbenefitsofdigitaltransformationareundeniable,astheyenablebankstoprovidemorepersonalizedservicesandrespondfastertomarketdemands.

1.Whatisthemainfocusofthepassage?

A.TheeconomicimpactofAIinbanking.

B.ThechallengesfacedbytraditionalbanksinGuangdong.

C.Theroleofbigdataincredit