交通银行2025孝感市笔试英文行测高频题含答案.docxVIP

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交通银行2025孝感市笔试英文行测高频题含答案

一、选词填空（共5题，每题2分，共10分）

题目：

1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,forcingmanyinstitutionstoadaptor______.

A.revolutionized/declineB.transformed/collapseC.disrupted/vanishD.innovated/fail

2.Toimprovecustomersatisfaction,thebankmust______itsservicequalityand______morepersonalizedfinancialsolutions.

A.enhance/provideB.reduce/ignoreC.maintain/overlookD.weaken/neglect

3.Thenewmobileappaimsto______theuserexperiencebysimplifyingnavigationand______real-timedataanalytics.

A.optimize/integratingB.improve/adoptingC.enhance/utilizingD.maximize/implementing

4.Despiteeconomic______,thebank’sprofitabilityhasremainedstableduetoitsdiversifiedinvestmentportfolio.

A.uncertaintyB.stabilityC.growthD.recession

5.Theregulatorychangeswill______thecompliancecostsforbanks,requiringstricterinternalcontrols.

A.increaseB.decreaseC.eliminateD.stabilize

答案与解析：

1.C（digitalbanking对传统金融业构成“颠覆”，迫使机构“消失”，故选disrupt/vanish）

2.A（提升服务质量需“增强”，提供个性化方案需“提供”，符合银行业务逻辑）

3.C（优化用户体验需“提升”，利用实时数据需“利用”，动词搭配最自然）

4.A（经济“不确定性”与银行稳定盈利形成对比，符合银行业风险管理的表述）

5.A（监管加强必然导致“合规成本增加”，符合银行业务实际）

二、阅读理解（共4题，每题3分，共12分）

题目：

Passage1:

TheriseoffintechhasreshapedthebankinglandscapeinChina.TraditionalbanksnowcompetewithtechgiantslikeAntGroupandTencentindigitalpayments,wealthmanagement,andlending.Tostayrelevant,banksmustinvestinAI-drivensolutions,blockchaintechnology,andopenbankingplatforms.However,challengesremain,includingdatasecurityrisksandregulatoryuncertainties.TheChinesegovernment’spushforfinancialinclusionfurtherintensifiescompetition,asbanksareencouragedtoexpandservicestoruralandunderservedmarkets.

1.WhatisthemainchallengefortraditionalbanksinChina?

A.HighoperatingcostsB.RegulatorycomplianceC.Datasecurityr