金融业英语测试题及答案.docVIP

金融业英语测试题及答案

一、单项选择题（每题2分，共10题）

1.Infinance,“APR”standsfor_.

A.AnnualPercentageRate

B.AnnualProfitRatio

C.AveragePaymentRate

Answer:A

2.Whichofthefollowingisafinancialinstrument?

A.Ahammer

B.Abond

C.Abook

Answer:B

3.“Liquidity”infinancerefersto_.

A.theabilitytobuygold

B.theeasewithwhichanassetcanbeconvertedintocash

C.theamountofwaterinabank

Answer:B

4.A“dividend”is_.

A.atypeoftax

B.ashareofacompanysprofitspaidtoshareholders

C.aloantoacompany

Answer:B

5.“Risk-averse”investors_.

A.liketakinghighrisks

B.avoidrisksasmuchaspossible

C.dontcareaboutrisks

Answer:B

6.Thecentralbankoftenuses_tocontrolthemoneysupply.

A.fishingnets

B.monetarypolicy

C.buildingmorebanks

Answer:B

7.“Yield”infinanceusuallymeans_.

A.theamountofcropsproduced

B.thereturnonaninvestment

C.atypeofbird

Answer:B

8.Whichofthefollowingisaliabilityforabank?

A.Deposits

B.Loans

C.Bankbuildings

Answer:A

9.“Portfolio”infinancerefersto_.

A.abriefcase

B.acollectionofinvestmentsheldbyaninvestor

C.atypeofart

Answer:B

10.A“bullmarket”ischaracterizedby_.

A.fallingprices

B.risingprices

C.stableprices

Answer:B

二、多项选择题（每题2分，共10题）

1.Whichofthefollowingaretypesoffinancialmarkets?

A.Stockmarket

B.Bondmarket

C.Realestatemarket

D.Alloftheabove

Answer:D

2.Whatarethefunctionsofabank?

A.Acceptdeposits

B.Lendmoney

C.Providefinancialadvice

D.Alloftheabove

Answer:D

3.Financialriskscaninclude_.

A.Marketrisk

B.Creditrisk

C.Operationalrisk

D.Alloftheabove

Answer:D

4.Whichofthefollowingarecommonfinancialratios?

A.Debt-to-equityratio

B.Currentratio

C.Returnoninvestmentratio

D.Alloftheabove

Answer:D

5.Ininternationalfinance,importantfactorsare_.

A.Exchangerates

B.Tradepolicies

C.Culturaldifferences

D.Alloftheabove

Answer:D

6.Whatcanaffectthevalu