金融英语期末考试题及答案.docVIP

金融英语期末考试题及答案

一、单项选择题（每题2分，共20分）

1.Whichofthefollowingisafinancialmarket?

A.Supermarket

B.Stockmarket

C.Vegetablemarket

D.Clothesmarket

答案：B

2.Thecentralbankcancontrolthemoneysupplyby_.

A.Changingtaxrates

B.Adjustinginterestrates

C.Sellingcars

D.Producingfood

答案：B

3.Ininternationaltrade,_isoftenusedtosettlepayments.

A.Gold

B.RMB

C.USdollar

D.Stones

答案：C

4.Abondisa_.

A.Typeofstock

B.Loanagreement

C.Pieceofart

D.Physicalcommodity

答案：B

5.Theterm“liquidity”infinancerefersto_.

A.Howfastanassetcanbeconvertedintocash

B.Thecolorofmoney

C.Thesizeofabank

D.Thenumberofemployeesinafinancialinstitution

答案：A

6.Whichofthefollowingisnotafinancialinstitution?

A.Bank

B.Insurancecompany

C.School

D.Securitiesfirm

答案：C

7.Interestrateriskmainlyaffects_.

A.Onlyborrowers

B.Onlylenders

C.Bothborrowersandlenders

D.Noneoftheabove

答案：C

8.Thepurposeoffinancialregulationisto_.

A.Makefinancialinstitutionsbankrupt

B.Protectinvestorsandmaintainfinancialstability

C.Letfinancialmarketsbechaotic

D.Increaseinflation

答案：B

9.Afinancialderivativeis_.

A.Abasicfinancialinstrument

B.Acontractwhosevalueisderivedfromanunderlyingasset

C.Arealestateproperty

D.Atraditionalsavingsaccount

答案：B

10.Inforeignexchangemarket,iftheeuroappreciatesagainstthedollar,itmeans_.

A.Oneeurocanbuymoredollars

B.Oneeurocanbuyfewerdollars

C.Theeuroandthedollarhavethesamevalue

D.Noneoftheabove

答案：A

二、多项选择题（每题2分，共20分）

1.Whichofthefollowingarefunctionsofabank?

A.Acceptingdeposits

B.Lendingmoney

C.Issuingcurrency

D.Providingfinancialadvice

答案：ABD

2.Factorsthatmayinfluenceexchangeratesinclude_.

A.Interestrates

B.Inflationrates

C.Politicalstability

D.Balanceoftrade

答案：ABCD

3.Themaintypesoffinancialrisksare_.

A.Marketrisk

B.Creditrisk

C.Operationalrisk

D.Liquidityrisk

答案