中国银行泉州市笔试英文行测高频题含答案.docxVIP

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中国银行泉州市笔试英文行测高频题含答案

一、选词填空（共5题，每题2分，共10分）

1.Therapiddevelopmentoffintechhas______thetraditionalbankingsectortoadaptandinnovate.

A.compelled

B.facilitated

C.overwhelmed

D.enhanced

2.Inthecontextofcross-bordertrade,efficientlogistics______iscrucialforcompetitiveadvantage.

A.infrastructure

B.management

C.optimization

D.investment

3.Thenewpolicyaimsto______financialinclusionbyreducingbarrierstodigitalbankingservices.

A.promote

B.hinder

C.regulate

D.discourage

4.Despiteeconomicfluctuations,thedemandforgreenfinancing______stableinrecentyears.

A.remains

B.declined

C.fluctuated

D.declined

5.Thebanksdigitaltransformationstrategy______asignificantshiftincustomerengagementmodels.

A.represents

B.undermines

C.complicates

D.postpones

二、阅读理解（共4题，每题3分，共12分）

Passage1:

TheriseofdigitalbankinghasreshapedthefinanciallandscapeinChina.TraditionalbanksareincreasinglyadoptingAIandbigdataanalyticstoenhanceserviceefficiency.AccordingtoareportbythePeoplesBankofChina,60%ofurbanresidentsnowpreferdigitalbankingforroutinetransactions.However,challengesremain,suchascybersecurityrisksandtheneedforcontinuousregulatoryupdates.Thecentralbankhasemphasizedtheimportanceofbalancinginnovationwithriskmanagementtoensurefinancialstability.

1.WhatistheprimaryfocusofdigitalbankinginChina?

A.Increasingphysicalbranchnetworks

B.AdoptingAIandbigdataanalytics

C.Expandingintoruralmarkets

D.Reducingcustomerservicehours

2.Accordingtothepassage,whatpercentageofurbanresidentspreferdigitalbanking?

A.40%

B.50%

C.60%

D.70%

3.WhatisamajorchallengefordigitalbankinginChina?

A.Highoperationalcosts

B.Cybersecurityrisks

C.Lackofgovernmentsupport

D.Insufficientcustomereducation

4.WhatactionhasthePeoplesBankofChinatakenregardingdigitalbanking?

A.Encouragedrapidexp