高频精选：银行英语考试试题及答案.docVIP

高频精选：银行英语考试试题及答案

单项选择题（每题2分，共10题）

1.WhatdoesATMstandfor?

A.AutomaticTellerMachine

B.AutomatedTellerMessage

C.AutomaticTellerMessage

D.AutomatedTellerMachine

2.Whichofthefollowingisabankservice?

A.Insurance

B.Stocktrading

C.Savingsaccount

D.Realestate

3.Whatisthemainfunctionofabank?

A.Toprovideloansonly

B.Toacceptdepositsandmakeloans

C.Tosellstocks

D.Toofferinsurance

4.Achequeisalsoknownasa:

A.Bill

B.Note

C.Check

D.Coin

5.Whatisinterestrate?

A.Theamountofmoneyborrowed

B.Thecostofborrowingmoney

C.Theamountofmoneysaved

D.Thetimetorepayaloan

6.Whichofthefollowingisatypeofbankaccount?

A.Creditcardaccount

B.Investmentaccount

C.Currentaccount

D.Alloftheabove

7.Whatisamortgage?

A.Ashort-termloanforahouse

B.Along-termloanforahouse

C.Aloanforacar

D.Aloanforeducation

8.FDICintheUSisrelatedto:

A.Banksecurity

B.Bankloansguarantee

C.Depositinsurance

D.Interestrateregulation

9.WhatdoesPINmean?

A.PersonalIdentificationNumber

B.PrivateIdentificationNumber

C.PublicIdentificationNumber

D.PersonalInformationNumber

10.Whichbankservicehelpswithinternationalmoneytransfer?

A.Savingsaccount

B.Currentaccount

C.Foreignexchangeservice

D.Loanservice

答案：1.A2.C3.B4.C5.B6.D7.B8.C9.A10.C

多项选择题（每题2分，共10题）

1.Whichofthefollowingarebankingterms?

A.Debitcard

B.Mutualfund

C.Overdraft

D.Treasurybill

2.Bankservicesmayinclude:

A.Issuingcreditcards

B.Handlingforeignexchange

C.Offeringfinancialadvice

D.Sellingbonds

3.Whatarethefactorsaffectinginterestrates?

A.Inflation

B.Centralbankpolicies

C.Marketdemandforloans

D.Companyprofits

4.Typesofbankdepositsare:

A.Fixeddeposit

B.Savingsdeposit

C.Currentdeposit

D.Timedeposit

5.Whichofthefollowingcanbeusedforpayment?

A.Cash

B.Cheque

C.Debitcard

D.Creditcard

6.Functionso