江西2025自考[金融学]英语二考前冲刺练习题.docxVIP

第PAGE页共NUMPAGES页

江西2025自考[金融学]英语（二）考前冲刺练习题

一、单项选择题（共15题，每题2分，计30分）

1.TherapiddevelopmentoffintechinJiangxihassignificantlyimproved

A)traditionalbankingefficiency

B)ruralcreditaccess

C)governmentfinancialoversight

D)foreignexchangetradingvolume

2.WhenanalyzingtheimpactofinterestratefluctuationsonJiangxisrealestatemarket,economistsoftenuse

A)linearregressionmodels

B)qualitativeanalysismethods

C)historicalcostaccounting

D)behavioralfinancetheories

3.WhichofthefollowingisaprimaryriskassociatedwithJiangxisagriculturalcreditprograms?

A)Highliquidityrisk

B)Creditdefaultrisk

C)Inflationrisk

D)Exchangeraterisk

4.TheJiangxiProvincialPeoplesBankhasrecentlyimplementedstricterregulationson

A)pensionfundinvestments

B)smallandmediumenterprise(SME)loans

C)cryptocurrencytrading

D)insurancecompanycapitalallocation

5.InthecontextofJiangxisfinancialinclusionstrategy,whichtechnologyhasprovenmosteffectiveinexpandingdigitalbankingservices?

A)Blockchain

B)Artificialintelligence

C)Mobilepaymentplatforms

D)Cloudcomputing

6.ThetermBaselAccordsprimarilyrefersto

A)internationalbankingstandards

B)domesticmonetarypolicies

C)regionalfinancialsubsidies

D)ruraldevelopmentprograms

7.WhenafinancialinstitutioninJiangxiusestheBaselIIIframework,itisprimarilyconcernedwith

A)loanlossprovisions

B)profitmargins

C)customersatisfaction

D)operationalefficiency

8.TheVolckerRuleismostrelevantto

A)shadowbankingregulation

B)centralbankliquiditymanagement

C)tradefinancepolicies

D)foreignexchangereserves

9.InJiangxisfinancialmarket,theCreditRatingofacompanyismostinfluencedby

A)itsdividendyield

B)itsdebt-to-equityratio

C)itsmarketshare

D)itssocialresponsibilityinitiatives

10.TheMonetaryPolicyTransmissionMechanismrefersto

A)howcentralbankdecisionsaffecttheeconomy

B)theprocessof