重庆2025自考[金融学]英语二易错题专练.docxVIP

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重庆2025自考[金融学]英语（二）易错题专练

一、单项选择题（共10题，每题1分）

1.Therapiddevelopmentoffinancialtechnologyhassignificantly______thetraditionalbankingindustry.

A)revolutionized

B)deteriorated

C)standardized

D)complemented

2.InthecontextofChinasfinancialmarket,the______isakeyindicatorofeconomichealth.

A)consumerpriceindex

B)stockmarketvolatility

C)grossdomesticproduct

D)foreignexchangereserves

3.Whenabankoffersaloanwithafixedinterestrateforalongterm,itistypicallyreferredtoasa______loan.

A)floating-rate

B)short-term

C)mortgage

D)subprime

4.The______istheprimaryregulatorybodyresponsibleforoverseeingChinasbankingsector.

A)ChinaSecuritiesRegulatoryCommission

B)ChinaInsuranceRegulatoryCommission

C)ChinaBankingandInsuranceRegulatoryCommission

D)PeoplesBankofChina

5.Afinancialproductthatcombinesfixedincomeandequityisknownasa______.

A)bond

B)mutualfund

C)derivative

D)hybridsecurity

6.The______isacriticalfactorindeterminingacountryscreditrating.

A)inflationrate

B)unemploymentrate

C)foreigndirectinvestment

D)tradesurplus

7.In重庆,therapidgrowthofe-commercehasledtoanincreasein______demandforfinancialservices.

A)rural

B)urban

C)institutional

D)retail

8.The______isacommontoolusedbycentralbankstocontrolinflation.

A)openmarketoperations

B)reserverequirementratio

C)discountrate

D)alloftheabove

9.Afinancialinstitutionthatprovidesloanstosmallbusinessesisknownasa______.

A)commercialbank

B)investmentbank

C)creditunion

D)venturecapitalfirm

10.The______isafinancialtheorythatsuggestshigherreturnscomewithhigherrisk.

A)efficientmarkethypothesis

B)capitalassetpricingmodel

C)diversificationtheory

D)liquiditypreferencetheory

二、阅读理解（共2篇，每题2分，共10分）

Passage1

TheriseoffintechhastransformedthefinanciallandscapeinChinaoverthepastdecade.Traditionalb