山西2025自考[健康与医疗保障]英语二考前冲刺练习题.docxVIP

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山西2025自考[健康与医疗保障]英语（二）考前冲刺练习题

一、单项选择题（共20题，每题1分，计20分）

1.Theprimarygoalofhealthinsuranceisto______.

A.maximizeprofits

B.ensureaccesstohealthcareservices

C.reducehealthcarecosts

D.regulatemedicalproviders

2.Whichofthefollowingisacharacteristicofacatastrophichealthplan?

A.Highmonthlypremiumsandlowdeductibles

B.Lowmonthlypremiumsandhighdeductibles

C.Nocoverageforpre-existingconditions

D.Limitedcoveragetopreventivecare

3.InChina,the______isthemaingovernmentagencyresponsibleforhealthcarepolicy.

A.NationalHealthCommission

B.MinistryofFinance

C.StateCouncil

D.ChineseMedicalAssociation

4.Thetermout-of-pocketexpensesrefersto______.

A.expensescoveredbyinsurance

B.expensespaiddirectlybypatients

C.expensesdeductedfromsalaries

D.expensespaidbyhealthcareproviders

5.Whichinsurancemodelismostcommoninruralareasof山西?

A.Publicinsurance

B.Privateinsurance

C.Mutualaidsocieties

D.Employer-sponsoredinsurance

6.The______isatypeofinsurancethatcoverslong-termcareservices.

A.healthmaintenanceorganization(HMO)

B.preferredproviderorganization(PPO)

C.MedicareAdvantageplan

D.long-termcareinsurance

7.Healthdisparitiesareoftenlinkedto______.

A.socioeconomicstatus

B.geographiclocation

C.healthcareaccess

D.alloftheabove

8.The______isaglobalhealthinitiativeaimedatreducingmaternalandchildmortality.

A.WorldHealthOrganization(WHO)

B.UnitedNationsChildrensFund(UNICEF)

C.GlobalAllianceforVaccinesandImmunizations(GAVI)

D.BillMelindaGatesFoundation

9.WhichofthefollowingisNOTafunctionofahealthinsurancepremium?

A.Fundinghealthcareservices

B.Coveringadministrativecosts

C.Generatingprofitforinsurers

D.Payingformedicalsupplies

10.The______isalegalrequirementforemployerstoprovidehealthinsurancetoemployees.

A.AffordableCareAct(ACA)

B.SocialSecurity