财经英语试题及答案.docxVIP

财经英语试题及答案

一、单选题（每题1分，共15分）

1.WhichofthefollowingisNOTatypeoffinancialmarket?

A.Stockmarket

B.Bondmarket

C.Currencymarket

D.Educationmarket

【答案】D

【解析】Thefinancialmarketincludesthestockmarket,bondmarket,andcurrencymarket,butnottheeducationmarket.

2.WhatdoesGDPstandforineconomics?

A.GrossDomesticProduct

B.GrossDollarProduction

C.GreatDistributionProgram

D.GlobalDevelopmentProgram

【答案】A

【解析】GDPstandsforGrossDomesticProduct,whichmeasuresthetotalvalueofgoodsandservicesproducedinacountryoveraspecificperiod.

3.Whichfinancialinstrumentrepresentsownershipinacompany?

A.Bond

B.Stock

C.Mutualfund

D.Certificateofdeposit

【答案】B

【解析】Astockrepresentsownershipinacompany,whileabondisadebtinstrument,amutualfundisapoolofinvestments,andacertificateofdepositisasavingsaccountwithafixedinterestrate.

4.Whatistheprimarypurposeofacentralbank?

A.Tomaximizecompanyprofits

B.Toregulatethebankingsystem

C.Tocontrolthenationalpopulation

D.Tomanagethenationalmilitary

【答案】B

【解析】Theprimarypurposeofacentralbankistoregulatethebankingsystem,controlinflation,andmanagethecountrysmonetarypolicy.

5.Whichofthefollowingisameasureofacountrysinflationrate?

A.GDPgrowthrate

B.Unemploymentrate

C.ConsumerPriceIndex(CPI)

D.Interestrate

【答案】C

【解析】TheConsumerPriceIndex(CPI)isameasureofacountrysinflationrate,reflectingthechangeinthepricelevelofabasketofconsumergoodsandservices.

6.WhatdoesIPOstandforinfinance?

A.InitialPublicOffering

B.InternationalPaymentOrganization

C.IncomePaymentOrder

D.InvestmentProtectionOrganization

【答案】A

【解析】IPOstandsforInitialPublicOffering,whichistheprocessbywhichaprivatecompanyfirstsellssharestothepublic.

7.Whichofthefollowingisatypeofmutualfund?

A.Moneymarketfund

B.Exchange-tradedfund(ETF)

C.Hedgefund

D.Alloftheabove

【答案】D

【解析】Alloftheabovearetypesofmutualfunds.Moneymarketfunds,exchange-tradedfunds(ETFs),andhedgefundsareallinvestmentvehiclesthatpoolmoneyfrommultipleinvestors.

8.Whatisthetermfortherateatwhichthecentralbanklendsmoneytocommercialbanks?

A.Discountrate

B.Interestrate

C.Primerate

D.Fe