2026年中国银行招聘考试（英语）历年参考题库含答案详解.docxVIP

2026年中国银行招聘考试（英语）历年参考题库含答案详解

一、单项选择题

下列各题只有一个正确答案，请选出最恰当的选项（共20题）

1、银行对客户透支行为的正式术语是？A.overpaymentB.overdraftC.underpaymentD.loandefault

2、Pleasesignthecontractonthelastpagebeforereturningittothebranch.这句话中的branch指（）

A.总行

B.分支机构

C.ATM机

D.账户管理部

A.总行

B.分支机构

C.ATM机

D.账户管理部

3、根据银行招聘广告要求，申请者需applyforaposition并提交简历。以下哪项最可能正确表达这一要求？

A.applytoaposition

B.applyforajob

C.applytosubmit

D.applyforaresume

4、Whichphrasebestdescribesasituationwhereabanksserviceisconducivetocustomersatisfaction？

A.Incongruous

B.Contradictory

C.Favorable

D.Ambiguous

5、阅读段落：Thenewpolicyaimstostreamlineloanapproval,reducingprocessingtimefrom14daysto5days.哪项正确？

A.decrease

B.minimize

C.enhance

D.eliminate

6、银行年报中写道：Ourdigitalplatformisdesignedtobeuser-friendly.user-friendly最接近的释义是？

A.complicated

B.intuitive

C.expensive

D.confidential

7、Whichsentenceusesthepresentperfectcontinuoustensecorrectly？

A.Ihaveappliedforbanksthisyear.

B.Shehasbeenworkingheresince2020.

8、银行要求员工beeligibleforpromotion需满足哪些条件？正确表达是？

A.eligibleto

B.eligiblefor

C.eligiblewith

D.eligibleat

9、Whichphraseindicatesatemporarychange？

A.permanently

B.temporarily

C.inevitably

D.necessarily

10、银行公告称：AllapplicationsmustbesubmittedbyFriday.submit的被动形式是？

A.submitted

B.submitting

C.willbesubmitted

D.submittingby

11、Whichsentenceusesthecorrectcomparativedegree？

A.Theinterestrateismorelowerthanlastyear.

B.Thisbanksserviceismoreconvenientthanothers.

12、Whichofthefollowingisafinancialtermmeaningtheriskoflossfrommarketfluctuations?

A.Volatility

B.Liquidity

C.Derivatives

D.Hedging

13、Acustomerasks,Howmuchwillmydepositearninterestoverfiveyears?Thebankclerkshouldrespondwith:

A.Weoffer2.5%interestannually.

B.Yourdepositwillmaturein2028.

C.Interestdependsonyourinvestmentplan.

D.Pleasesubmityourdocuments