韩国央行-韩国中小企业：改善中小企业支持政策的现状和方向（英）-2026.pdfVIP

Ⅲ.In-depthAnalysis

SmallandMedium-SizedEnterprisesin

Korea:CurrentConditionsandDirections

forImprovingSMESupportPolicies

KeunhoJang,KisanChoi,JaeyongSeo,HyungsukLee,

JinyoungKim,YongsooKim

EconomicResearchInstitute,BankofKorea

Contents

BackgroundandObjectivesoftheStudy80

CurrentConditionsoftheSMESector87

OverviewandEffectsoftheSMESupportPolicies93

StructuralIssuesinSMESupportPolicies108

EconomicEffectsofImprovingInefficienciesinSMESupportPolicies117

ConclusionsandPolicyRecommendations123

SmallandMedium-SizedEnterprisesinKorea:Current

ConditionsandDirectionsforImprovingSMESupportPolicies

(EconomicResearchInstitute)

KeunhoJang,KisanChoi,JaeyongSeo,HyungsukLee,JinyoungKim,YongsooKim

KEYTAKEAWAYS

1

□Smallandmedium-sizedenterprises(SMEs)arewidelyregardedasacorepillarof

economicgrowthandemployment,contributingtoindustrialdynamismandthe

diffusionofinnovationthroughmultiplechannels.

2

□InKorea,thereisaparticularlypressingneedforSMEstoplaytheseroles.SMEs

accountfor99.9percentofallfirmsand80.4percentoftotalemployment,forming

thequantitativebackboneoftheeconomy.Againstthebackdropofslowing

potentialgrowthanddeepeningeconomicpolarization,theimportanceofSME

innovationandgrowthhasbecomeevenmorepronounced.Moreover,inorderto

respondeffectivelytoglobalmegatrends—suchasdigitalizationand

decarbonization—SMEscale-upisnolongeroptionalbutessential.Inthiscontext,