认识小微金融从杨梅种植户案例透视普惠金融创新实践小微金融46课件讲解.pptxVIP

认识小微金融-从杨梅种植户案例透视普惠金融创新实践UnderstandingMicrofinance-InsightsintotheInnovativePracticeofInclusiveFinancethroughtheCaseofWaxberryGrowers小微金融Microfinance

你种杨梅多少年了？Howmanyyearshaveyoubeengrowingwaxberries?邻居们说你做生意靠谱不？Doyourneighborssayyourunyourbusinessreliably?最近半年的水表、电表用了多少？Howmuchwaterandelectricityhaveyouusedinthepastsixmonths?案例引入CaseIntroduction什么是小微金融?Whatismicrofinance?王大叔种了10亩杨梅，去年想扩种新品种，却缺10万元买树苗、建防雨棚。他跑了几家银行，要么嫌他没抵押物，要么贷款流程太复杂。UncleWanggrowswaxberriesona10-muplot.Lastyear,hewantedtoexpandhiscultivationwithnewvarietie