原创力文档ecb-应用程序为何至关重要：数字银行传导货币政策的方式存在差异 Why apps matter digital banks pass on monetary policy differently.pdf
THEECBBLOG
Whyappsmatter:digitalbankspasson
monetarypolicydifferently
6May2026
ByKatarzynaBudnik
Digitalisationisreshapinghowbankspass
onmonetarypolicy.Comparedwiththeir
branch‐basedpeers,digitalbanksarefaster
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