浅谈人民币由区域化向国际化推进毕业论文.doc

武汉科技大学本科08级金融系毕业论文 PAGE 2 浅谈人民币由区域化向国际化推进 摘要 随着我国经济的快速持续发展及综合国力的不断提高，人民币国际化问题引起了人们的广泛关注及深入具体的研究。本文通过分析人民币国际化的意义及其可行性，考虑人民币国际化过程中面临的挑战，试图给出我国人民币实现国际化的合理途径。关键词：人民币国际化　人民币区域化　　  English abstract With Chinas rapid economic sustainable development and the comprehensive national strength, improve the RMB internationalization problems caused the peoples extensive concern and further concrete study. This article through the analysis of the significance and the feasibility of RMB internationalization, consider RMB internationalization process of the challenges facing our country, attempts to provide a reasonable way to realize the internationalization 目 录 摘要···················································2 序言···················································2 1．人民币国际化对我国发展的意义及其可行性分析···················5 2．人民币由区域化向国际化推进的现实基础·························7 2.1在经济实力方面···············································8 2.2在金融市场方面···············································9 2.3人民币在周边流通方面········································10 2.4金融危机为人民币国际化提供了难得机遇························11 3．人民币国际化过程中面临的挑战································11 3.1人民币国际化可能会影响我国货币政策的有效实施·························11 3.2人民币国际化实现后，我国也会出现“特里芬难题”························11 3.3人民币国际化给我国的外汇政策带来了新问题·····························11 3.4人民币实现国际化的进程中会面临政治上的压力···························11 4．人民币由区域化向国际化的实现途径····························12 4.1保持人民币币值稳定···················································12 4.2全面建设完善的金融体系和制度体系·····································13 4.3建立完善的金融市场···················································13 4.4借鉴欧元模式整合“一国三币”，实现中国主权范围内的货币统一··················14 4.5在统一我国货币的同时，早日实现人民币亚洲化···························14 5.人民币由区域化向国际化推进的进程·····························15 5.1边境贸易以人民币计价。················································15 5.2发行以人民币计价的债券···············································16 5.3发展境外人民币衍生市场···············································17 5.4人民币开始成为官方储备货币和境外居民存款货币···········