职业素质对经理人逆向选择制约研究.pdfVIP

　　　　　　　　　　　　　山/ 西/ 财/ 经/ 大/ 学/ 学/ 报 　　　　　　　　　　　　　 2009 年 1 月 Journal of ShanXi Finance and Economics University J an . ,2009 第 31 卷 第 1 期 Vol . 31 No . 1 工商管理 职业素质对经理人逆向选择的制约研究 陈庆杰 ,赵洪进 (上海理工大学 管理学院 ,上海 200093) [摘 　要] 首先假设经理人并非都是“经济人”,当可实施逆向选择的机会出现时 ,有些经理人会以伦理道德约束 自己的行 为 ,做出非利己而顾全大局的决策 。然后以76 名在职 MBA 学生作为受试主体 ,分条件进行了实验研究 ,并采用 Wilcoxon 检验 和多元回归模型进行了实证分析 。最后得出 ,有条件实施逆向选择的经理人比起那些无条件实施逆向选择的经理人来说 ,更 有可能发生道德风险 ;当存在逆向选择条件时 ,职业素质较低的经理人比职业素质较高的经理人更有可能发生道德风险 ; 当 逆向选择的条件不存在时 ,职业素质较低的经理人和职业素质较高的经理人在发生道德风险方面没有太大差异 。 [ 关键词] 逆向选择 ; 　受教育年限; 　职业素质 ( ) [ 中图分类号] F272 . 91 　　　　[文献标识码] A 　　　　　　[文章编号] 1007 - 9556 2009 01 - 0071 - 08 Research on the Vocational Quality ’s Restriction to the Converse Choice of Managers CHEN Qing - j ie , ZHAO Hong - j in (Management School , University of Shanghai for Science and Technology , Shanghai 200093 , China) Abstract :Based on the hypothesis that managers are not all economical persons , in the condition of existing the chance of the converse choice , some managers will restrict their behavior by ethic to make the considerate decision not for themselves , this paper chooses 78 MBA stu dents as testee to experiment in the different condition , adopts wilcoxon signed ranks test and multi - linear regression to verify , and draws the conclusions : the more managers who have condition to exert the converse choice will carry into moral risk than that managers who have not con dition to exert the converse choice ; in the condition existing the converse choice , the managers whose Vocational quality is lower will carry into m