EffectofDefaultedStudent：违约学生的影响.pdfVIP

●● ●● ● ● ●● 1 ●● EFFECT OF DEFAULTED STUDENT LOANS ON RETURN TO WORK EFFORTS Work Incentives Support Center Policy Practice Brief #7 Effect of Defaulted Student Loans on Return to Work Efforts Ray Cebula Employment and Disability Institute Ronald M. Hager, Attorney Neighborhood Legal Services A D V A N C I N G T H E W O R L D O F W O R K M A R C H 2 0 0 3 ●● ●● ● ● EFFECT OF DEFAULTED STUDENT LOANS ON RETURN TO WORK EFFORTS ●● 2 ●● This is one of a series of articles written for benefits specialists employed by Benefits Planning, Assistance and Outreach projects and attorneys and advocates employed by Protection and Advocacy for Beneficiaries of Social Security programs. Materials contained within this policy brief have been reviewed for accuracy by the Social Security Administration (SSA), Office of Employment Support Programs. However, the thoughts and opinions expressed in these materials are those of the authors and do not necessarily reflect the viewpoints or official policy positions of the SSA. The information, materials and technical assistance are intended solely as information guidance and are neither a determination of legal rights or responsibilities, nor binding on any agency with implementation and/or administrative responsibilities. Table of Contents Introduction 3 Types of Student Loans 3