我国上市商业银行竞争力模煳综合评价_基于2009年数据实证分析.pdfVIP

2010 3rd International Conference on Computational Intelligence and Industrial Application PACIIA Fuzzy Comprehensive Evaluation of Listed Commercial Bank’ Competitiveness in China – An Empirical Analysis Based on 2009 Data 1 1 1 2 Hui-hui HAO , Zhang-liu WANG , Jun TIAN and Heng XU 1 School of Resources and Economic Trade, Zhengzhou Institute of Aeronautical Industry Management, Zhengzhou, Henan, China haoletter@126.com; wzl@; alexjtian@ 2 School of Management, Henan University of Technology, Zhengzhou, Henan, China xhletter@126.com Abstract—The commercial Banks’ competitiveness has a close relation with the bank’s survival and development, and the correct evaluation of commercial banks has great significance to promote the competitiveness of commercial banks and the healthy development of financial industry. Using fuzzy comprehensive evaluation method this paper empirically analyzed the 16 listed commercial banks; And using entropy-weight method to index assignment this paper comprehensively analyzed the competitiveness of the listed banks through the comparison of each index level score and comprehensive factor score. The results showed the differences of the state-owned commercial banks, joint-equity commercial banks and the city bank, which have certain reference significance to promote the competitiveness of commercial banks and also offer certain reference for the stock investments. Keywords—List Commercial Bank, Competitiveness, Entropy-weight Method 我国上市商业银行竞争力模糊综合评价 —基于2009 年数据实证分析 1 1 1 2 郝会会 ，王章留 ，田军 ，徐恒 1 郑州航空工业管理学院经贸学院，郑州，中国 2 河南工业大学管理学院，郑州，中国 摘 要 商业银行的竞争力关系着银行的生存与发展，正确评价商业银行竞争力，对于提升商业银行竞争力，维护金融业的 健康发展具有重要意义。本文运用模糊综合评价方法对我国16家上市商业银行进行实证分析，运用熵权法对指标赋值，通过对比 各个指标层次的得分及综合因子得分，全面分析上市银行的竞争力。从结果可以看出国有商业银行、股份制商业银行和城市银行 的差距，对提升商业银行的竞争力有一定的借鉴意义，同时也为投资者的股票投资提供一定的参考依据。 关键词 上市商业银行, 竞争力, 熵权法 1．引言 业竞争加剧。面对国内同业竞争加剧、利率市场化、外 随着我国金融体制的不断深入和市场竞争环境的变 资银行的大量进入等因素带来的新局面，如何提高自