我国高校业生就业困境下高等教育投资风险研究.pdfVIP

摘要 摘 要 我国大学生的就业问题与高等教育投资风险是息息相关的。对于大学生来说，高等 教育投资风险主要就体现在就业问题上。在当今的就业困境下，如果大学生不能就业的 话就不能获得预期收益，那么高等教育的投资风险就会显现出来。因此，要将我国大学 生面临的就业问题和高等教育投资风险二者结合起来，透过就业困境来研究高等教育投 资风险。 在就业和高等教育投资风险相关理论的支撑下，从就业风险、专业风险、预期收益 风险和教育过度风险四个方面来论述在就业困境下的投资风险。对这四种风险的认识和 理解最主要的还是把握这些风险产生的原因以及其对高等教育投资行为所产生的影响。 充分认识其产生原因和所带来的影响，对探讨有效地规避这些风险的措施具有重要的理 论指导意义。以规避高等教育投资的风险为目的，从政府层面、高校层面和投资者个人 层面三个角度来探讨其各自所采取的策略，从而提出在就业困境下防范高等教育投资风 险的应对措施。 关键词 大学生就业 就业困境 高等教育投资 投资风险 I Abstract Abstract AAbbssttrraacctt The employment of our college graduates in China is closely related to higher education investment risk. For college graduates, higher education investment risk is mainly reflected in the issue of employment. Under the difficulties of todayˊs employment, if the investors can not be employed, they can not get the expected return, then higher education investment risk will be apparent. Therefore, the employment problems must be combined with higher education investment risk, researchers must study the higher education investment risk throughthe plight ofthe employment. Based on the theories related to the employment and higher education investment risk, discuss the higher educationinvestment risk through the plight of the employment through the four aspects of employment risk , professional risk, expected return risk, excessive education risk. The most important for the awareness and understanding of these four kinds of risks is to grasp the causes of these risks as well as their impact on the investment behavior of higher education. Fully understanding their causes and impacts has important theoretical significance to explore the effective measures for avoiding these risks. For the purpose of avoiding these