中国农业保险制度选择.docVIP

中国农业保险制度选择 摘 要 中国幅员辽阔，是一个农业大国。但地形复杂，气候多边，农作物病虫害种类繁多。而农业保险却严重滞后，与目前的整个保险业迅速上升的势头很不相称。近21年来，农业累计保费收入仅为83亿元，2002年仅为3.3亿元。农业保险的供求格局一边是保险公司农业保险业务下降，另一边是迫切需要农业保险的农户无处投保—中国农业保险：路在何方？ Abstract China is vast in territory, is a large agricultural country. But terrain is complex, climate changeable, and there are many types of crop disease. The agricultural insurance actually lagged seriously, not very symmetric with insurances fast ascendant trend. In the past 21 years, agriculture has added up to premium incomes only 8,300 million yuan, and only 330 million yuan in 2002. The