存款保险制度的国际经验及其对我国的启示.docVIP

存款保险制度的国际经验及对我国的启示 摘 要：存款保险制度首先在大危机时的美国建立。作为防范银行风险的一种制度创新,日益受到各国的重视。本文通过论述存款保险制度的缺陷和完善，结合其国际比较，并对建立适合我国国情的存款保险制度,提出了一些具体的建议。 关键词：存款保险制度 缺陷 完善 比较 建议 Abstract：The deposit insurance system was first set up in America in the Great Depression. As a kind of bank risk prevention system innovation, increasing by all the attention. The defect, perfection and international comparison of the deposit insurance system are analyzed in the paper. With the constant increase of financial risk in our country, and puts some Suggestions to establish suitable for Chinas national conditions and the deposit insuran