《大数据时代的互联网金融-SWUFE extended》.pdf

12/11/2013 Texas Tech University 大数据推动下的互联网金融 美国得克萨斯理工大学高级分析与商务智能研究中心 林漳希 2013-12-10 德克萨斯州 得克萨斯理工大 学 林漳希@西南财大2013-12-10 2 1 12/11/2013 TEXAS TECH UNIVERSITY A Community of Students Scholars…  Engaged in the discovery, evaluation, transmission and extension of knowledge.  Free to search for and express the truth as they find it.  Dedicated to research, community service and global engagement. 林漳希@西南财大2013-12-10 3 TEXAS TECH UNIVERSITY A Passion for Growth and Achievement…  One of Texas’ largest comprehensive research universities.  Second largest contiguous university campus in the U.S.A.  One of the World’s Top 500 Supercomputing Sites.  More than 1,100 faculty members.  More than 30,000 students from more than 120 countries.  Undergraduate Programs: 118  Masters Programs: 107  Doctoral Programs: 60  More than 400 student organizations.  Endowments approaching $1 billion. 林漳希@西南财大2013-12-10 4 2 12/11/2013 目录 • 大数据与商务智能 • 互联网金融在中国 – O2O 电子商务 – 电子支付 – 间接融资市场金融创新 – 直接融资市场金融创新 • 互联网金融的核心– 信用 注：部分内容引用了国金证卷、艾瑞等在线报告以及其它网络上的资