金融英语4祥解.ppt

MODERN FINANCIAL PRACTICES 现代金融业务 Part 4 The Intermediary Services Teaching Objectives To become familiar with the intermediary services, the financial markets, investment banking and banking on the inter-net. To be familiar with the characteristic of the intermediary services, various kinds of intermediary services, etc. To grasp the financial instruments used in intermediary services. To be familiar the development of the investment banking. Focus on To be familiar with the characteristic of the intermediary services, various kinds of intermediary services. To grasp the financial instruments used in intermediary services. To grasp some important definitions about investment banking. Difficulties Investment Banking Activities Teaching Methods Teacher’s explanations Questioning Discussing Exercise Teaching Procedures Warming-Up Exercise: Exchange Rates (汇率) 汇率是一国（或地区）货币兑换另一国（或地区）货币 的比率，即一种货币以另一种货币表示的价格。外汇汇率的 种类有很多种，为了认识和掌握汇率，可以从不同的角度对 汇率进行分类。主要分类如下： 1.按汇率的稳定性分为固定汇率（Fixed Rate）和浮动汇率（Floating Rate）。 2. 按汇率的管制程度可分为官方汇率（Official Rate）和市场汇率（Market Rate）。 3. 按汇率的制定方法可分为基础汇率（Basic Rate）和交叉汇率（Cross Rate）。 4.按外汇交易期限可分为即期汇率（Spot Rate）和远期汇率（Forward Rate）。 5.按银行汇兑方式可分为电汇汇率（Telegraphic Transfer Rate, 简称T/T Rate）、信汇汇率（Mail Transfer Rate, 简称M/T Rate ）以及票汇汇率（Demand Draft Rate, 简称D/D Rate ）。 6.按外汇市场营业时间可分为开盘汇率（Opening Rate）和收盘汇率（Closing Rate）。 7.按汇率是否适用于不同来源与用途可分为单一汇率 （Single Rate）和多重汇率（Multiple Rate）。 8. 按外汇买卖对象可分为银行同业（Inter-Bank Rate）和商业汇率（Mercantile Rate）。 Common Expressions 基本词汇与短语 foreign exchange 外汇 exchange control 外汇管制 foreign exchange bills 外汇票据 exchange bank 外汇银行 exchange speculation 外汇投机 foreign currency account 外汇账户 fixed rate 固定利率 Floating rate 浮动利率 official rat