国际支付与结算chapter资料.pptVIP

Chapter 5 Collection 远期付款交单为什么在实际中较少运用？ 由于这项交易的基本条件是付款交单，所以，进口方作为汇票的付款人虽已承兑了汇票但并不能取得代表物权的货运单据，只有在承兑到期之日付清票款才能获得货运单据。而在付款之前，货运单据仍由代收行掌管。所以，这种远期付款交单方式对出口方仍具有一定保障，但对于进口方却并无实际意义，因为她对远期汇票做了承兑，承担了该汇票付款到期之日一定付款的责任，但与此同时，他却拿不到代表物权的货运单据，他又何必多此一举呢？因此，在我国对外出口结算中几乎不采用这种方式。ICC也不鼓励使用远期D/P的方式结算。 Chapter 5 Collection Exchange for HKD21 500.00 D/P At sight of this First bill of Exchange (Second of the same tenor and date unpaid) pay to the order of The Industrial and Commercial Bank of China the sum of Hong Kong dollars twenty one thousand five hundred only Drawn against shipment of 22 bales of pongee from Beijing to Hong Kong for collection. To Sunlight Garments Company, 314 Locky Road, Hong Kong For Beijing Textiles Import and Export Corporation, Tianjin Signature Manager D/P at sight 下的及其汇票范例 Chapter 5 Collection D/P和D/A比较 在付款交单方式下，只有在进口方付清货款后才能得到货运单据。对于进出口双方而言，是一方交款，另一方交单。可见，这种交单条件给出口方提供了一定的保障。 在承兑交单方式下，进口方先行拿到了单据提取了货物，然后待汇票承兑到期付款之日再履行付款责任。这种交单方式无疑对进口方十分有利，也是出口方对进口方提供的商业信用。所以，这种方式对出口方来说具有一定的风险。 Chapter 5 Collection Documents against payment D/P Documents against acceptance D/A B/E Sight Bill or no bill Time Bill Acceptance No acceptance Must have acceptance Documents condition Against payment Against acceptance risk 商业信用，可以控制货物，出口商面临一定风险 商业信用，无法控制物权， 有可能钱货两空 ①当托收行在代收行开立账户时,托收行应在托收指示中列明： “when collected please credit our account with you under your cable /airmail advice to us.” Instruction for reimbursement(偿还) Collecting Bank 1.when collected please credit our account with you under your cable /airmail advice to us. 账户行 开户行 Remitting Bank 2.Your a/c credited. Chapter 5 Collection ②当代收行在托收行开立账户时，托收行应在托收指示中列明： “Please collect the proceeds and authorize us by cable/airmail to debit your account with us.” 1. Please collect the proceeds and authorize us by cable/airmail to debit your account with us. 开户行 账户行 Remitting Bank 2.Your a/c debited. Collecting Bank Chapter 5 Collection ③托收行与代收行之间无账户关系，而托收行在另一家银行开立账户时 托收行应在托收指示中列明： “Pl