社会保障-课件.pptVIP

社会保险 社会保险是国家通过立法建立的一种社会保障制度。目的在于使公民因为年老、患病、生育、伤残、失业、死亡等原因而暂时中断劳动，或者永久丧失劳动能力，不能获得劳动报酬，本人和供养的家属失去生活来源时，能够从社会(国家)获得物质帮助。 个人需要缴纳社会保险费或者社会保险税，是社会保险的显著特点 社会救助 国家对贫困人口等弱势群体，无偿提供援助的社会保障制度。 个人不需要缴费，不需要承担责任，只要满足某些条件（如收入低于某一水平）即可享受。 水平一般较低，只够维持基本生活 社会福利 国家通过直接提供服务、举办福利设施、发放福利津贴等手段，使公民的生活状况不断得到改善 属于较高水平的社会保障，目前我国的社会福利政策还主要局限于老人、儿童和残疾人。 本课程的主要内容： 一、社会养老保险专题 二、社会医疗保险专题 三、失业保险专题 参考阅读资料： 1、《2007-2008年 中国社会保障改革与发展研究报告》 邓大松、刘昌平 ， 2008 ，人民出版社。 2、林义主编：《社会保险》（第2版），2003, 中国金融出版社。 3、《社会保障制度》，中国人民大学报刊复印资料 4. “The economic implications of aging societies”，Steven A. Nyce, Sylvesterj. Schieber, 2005，Cambridge University Press . 5. “Economics of Aging” , James H. Schulz, 1995, Auburn. House 6. “The economics of health and health care” , Sherman Folland, Allen. C Goodman, Miron Stano, 2004, Pearson Prentice Hall. 本章讨论：贝弗里奇报告 * * 社会保障 Social Security: Theory and Practice 主讲：王小龙 “ Everyone has the right to a standard of living adequate for the health and well-being of himself and of his family , including food, clothing, housing, medical care and necessary social services. and the right to security in the event of unemployment, sickness, disability, widowhood, old age or other lack of livelihood in circumstances beyond his control.” “ Universal Declaration of Human Rights of the United Nations” Abstracted from Article 25(1) 大道之行也，天下为公，选贤任能，讲信修睦。故人不独亲其亲，不独子其子；使老有所终，壮有所用，幼有所长，鳏、寡、孤、独、废、疾者皆有所养； ——《礼记》 Chapter 1 Introduction 1. What is Social Security ? Social security is a safety net designed for citizens by which governments can transfer income or in-kind aid to people who have become impoverished (赤贫的) , or by which governments can protect people from becoming impoverished when certain events occur. Why do we rely on Public Assistance rather than on private charity to provide assistance to the poor ? A: Because of the public-good nature of charity, free-rider problem may result in a