internationalsettlement要点解析.ppt

* Section 4 Cheques 一、The Definition of Cheque In short terms, a cheque is a bill of exchange drawn on a bank payable on demand. 二、The Cheque’s validity(Limited period for the payment presentation) Period of validity is 8 days from the issuing date inner a nation, 20 days inner a continent, and 70 days beyond a continent 三、Crossed Cheque The payee collects the cheque proceeds only through a bank rather than ask for payment in cash directly on counter of the drawee bank. 1、General Crossing 2、Special Crossing 四、The differences among a Cheque 、 a bill and a note Bill Cheque Note Payable Clause Main Relative Parties Tenor Primary Liable Drawee Pieces Distinct Acts Pay to Pay to We promise to pay 3 basic parties 2 basic parties 3 basic parties Sight,time Sight, time Sight Drawer, Acceptor Drawer Drawer Trader, Bank Bank Drawer:Trader Bank A set of 1 piece 1 piece Acceptance Crossing * * * * * * * * * * * * * * * * * * * * * * * * * * * *  INTERNATIONAL SETTLEMENT  INSTRUCTOR：程丽萍 OFFICE: 7-401 E-MAIL: lpcheng@lixin.edu.cn Reference Book: 1.《国际结算》苏宗祥主编 中国金融出版社 2.《国际结算》 华坚主编 电子工业出版社 3.《国际贸易结算》程丽萍主编 立信会计出版社 Introduction 一、What is called international settlement International settlement is the transaction arised from sales of commodities，services provided，transfer of funds，international borrowing and loan between two parties located in different countries which must be entrusted to the banks for payment of or claims to money on behalf of them． 二、Study Content of International Settlement —— International Trade Settlement 三、Study Target of International Trade Settlement 1、Instruments 2、Methods of Settlement 3、Documents 四、The Evolution of International Settlement 1、From cash payment to non-cash payment 2、From direct payment made between traders to payment effected through banks 3、From Payment against Goods to Payment against Documents 五、Environment of International Trade Payment 1、The Relations