金融英语课件(unit 2).pptVIP

《金融专业英语》 Finance English Unit Two Unit Two Part A The Fractional Reserve 教学目的与要求（Teaching targets）： help students get some knowledge about the Fractional Reserve and the important function of the fractional reserve deposit money expansion activities in the banking system; study some specialized words and expressions related to the fractional reserve deposit money expansion activities; some new basic English vocabulary 教学重难点(Emphases and difficult points） some important vocabulary: fractional reserve, minimal, enforced, assume, deduct, rein in, call in, reserve requirement, conversely, fractional reserve, fractional reserve, deposit money expansion activities, fractional reserve ratio, reserve requirement, money supply； Background knowledge 　　　a1(1- qn) 　 a1 1000 　1000 1.　 lim ----------- = -------- = ----------- = --- 　n→∞ 1- q 　 1-q 　 1-0.88 0.12 2. fractional reserve（部分准备金）：Under the commercial banking system, the central bank must retain a part from the deposits as the fractional reserve according to the strictly enforced government regulations, and the rest deposits in the commercial banks can be lent out. introduction to the knowledge with English sentences 1. Let’s assume the fractional reserve ratio is 12%. Person A comes to deposit $1000 in Bank 1. 2. Bank 1 sets out $120 as a reserve and deposits in the central bank. 3. Bank 1 is free to lend out $880, which is all borrowed by Person B. introduction to the knowledge with English sentences 4. Person B deposits the $880 in Bank 2, and Bank 2 will deposit 12% of the $880 ($105.6) in the central bank again as a reserve. 5. The money supply rises. If the process continues to its limit, a total of $8333.33 circulates in the system. 6. After deducting the original $1000 of Person A, $7333.33 of new money is being used in the community and represents a net increase in the money supply. Language Points 1. minimal adj. 最小的，极微的 maximal 最大的 e.g. Fortunately,